There are three different options that you may consider:
1. No pre-payment
You are able to pre-arrange your funeral details and leave all payments until a later date.
2. Full pre-payment
Your individual funeral pre-arrangement is itemised and priced according to today’s funeral cost. Full payment of the quoted funeral cost will cover our itemised services at any time in the future, and is your protection against inflation. If there are any changes to the pre-arranged details, extra payment may be required as the cost of the total service will be re-priced at current costs.
3. Funeral investment
You may invest any amount you choose above $500 in our own Funeral Trust Fund. At the time of death the investment is closed, and interest is credited to the total. Following the deduction of funeral expenses, residual monies are returned to the estate. If there is a shortfall in the invested amount the estate is billed for the balance.
Note: To protect any family making a prepaid funeral contribution, we do not accept cash payments. Our preferred method of payment is via internet banking or bank transfer direct to our provider’s bank account.
Our declaration of trust
Our declaration of trust is available here and a copy of our trust deed that we have each participant complete is available here.